I just found out that Pay Pal has a limit (for spending)! I am being told I have to link my bank account or apply for the Pay Pal credit card to continue to use Pay Pal. I'm not comfortable linking my checking account, but I also don't need/want another credit card to pay! Honestly, the limit is quite high, and I have to believe that it has taken me years to reach it. I've been a "good customer" for so long - they are basically giving me an ultimatum.
Do any of you have any advice, or experience with this? Should I trust Pay Pal, and give them my checking account number?? I don't really want them to take money directly out of my checking account. I only use Pay Pal for buying beads, I'm not using it as a seller. I really love the convenience and ease of use of Pay Pal, but I'm afraid of my checking account being wiped clean. Maybe I should be more trusting, but in this day & age, you can't be too careful. Any advice is greatly appreciated.